Embark on an unforgettable journey with Hertz, the premier provider of rental cars worldwide. As you navigate the globe, protect your travels with comprehensive international insurance, ensuring peace of mind every step of the way. Hertz’s tailored insurance options provide a safety net, empowering you to explore new horizons without hesitation.
For those who yearn to venture beyond the boundaries of their home countries, Hertz’s international insurance is an indispensable companion. With Hertz, you can confidently traverse diverse landscapes, knowing that you are shielded against unexpected incidents. Our comprehensive coverage provides financial protection in case of accidents, theft, or damage, allowing you to focus on the joy of discovery rather than the worries of the road.
To ensure a seamless experience, Hertz’s international insurance can be easily purchased online or at the rental counter. Choose from various coverage levels to suit your specific needs and budget. By opting for Hertz’s international insurance, you unlock a world of possibilities and embark on an adventure with the utmost confidence. Let Hertz be your trusted partner, providing you with the freedom to explore the world, one unforgettable journey at a time.
What to Consider Before Driving a Hertz Rental Car Internationally
1. Determine Your Destination Countries and Insurance Requirements
The first step is to research the insurance requirements for the countries you plan to visit. Hertz offers various insurance options to supplement the liability coverage included in your rental rate. These options vary depending on the country and coverage you need.
- Collision Damage Waiver (CDW): Covers damage to the rental car.
- Theft Protection: Covers theft of the rental car.
- Third-Party Liability Protection: Covers damages caused to third-parties or their property while operating the rental car.
2. Understand Hertz’s International Coverage
Hertz offers both basic and comprehensive international insurance coverage.
- Basic Coverage: Includes liability protection and CDW.
- Comprehensive Coverage: Includes basic coverage, theft protection, and additional liability protection.
It’s important to note that Hertz’s international coverage may not be comprehensive enough for your specific needs. You may need to purchase additional insurance from a third-party provider to ensure adequate protection.
3. Compare Hertz’s Coverage Options and Third-Party Providers
Hertz’s coverage options vary in price and coverage. It’s crucial to compare Hertz’s offerings with those of third-party providers to find the best coverage for your budget and travel needs.
Here’s a table comparing Hertz’s coverage options with a third-party provider:
| Coverage Option | Hertz | Third-Party Provider |
|---|---|---|
| Liability Protection | Included | Included |
| Collision Damage Waiver | Included | Included |
| Theft Protection | Included in Comprehensive | Optional |
| Additional Liability Protection | Included in Comprehensive | Optional |
| Medical Expenses | Not included | Optional |
| Personal Belongings | Not included | Optional |
Consider the following factors when comparing coverage options:
- Country of destination: Some countries have higher insurance requirements than others.
- Type of vehicle: Luxury or specialty vehicles may require higher insurance coverage.
- Duration of rental: Longer rentals may be subject to higher insurance premiums.
- Your personal insurance: Check if your existing insurance policy extends to rental cars abroad.
4. Purchase Additional Insurance if Necessary
Once you’ve compared coverage options, you may decide to purchase additional insurance from a third-party provider to supplement Hertz’s coverage. Third-party insurance providers offer a wide range of coverage options, including:
- Medical expenses: Covers medical costs incurred in case of an accident.
- Personal belongings: Covers loss or damage to your personal belongings stored in the rental car.
- Supplemental liability protection: Extends liability coverage beyond the limits provided by Hertz’s insurance.
5. Obtain a Green Card (if applicable)
If you’re driving a rental car from a European Union country to a non-EU country, you’ll need to obtain a Green Card. This document verifies that your vehicle has valid insurance coverage. Hertz can provide Green Cards upon request at the time of rental.
Additional Insurance Options for Hertz Rental Cars
1. Basic Liability Coverage
This insurance is included in your rental rate and provides coverage for damages to property or injuries to others caused by your driving.
2. Collision Damage Waiver (CDW)
CDW protects you from financial responsibility for damages to the rental car in case of an accident. You will typically have to pay a deductible, which is the amount you are responsible for paying out of pocket. The deductible amount varies depending on the rental car and the location.
3. Loss Damage Waiver (LDW)
LDW provides coverage for damages to the rental car in case of theft or vandalism. As with CDW, you will typically have to pay a deductible.
4. Supplemental Liability Insurance (SLI)
SLI provides additional liability coverage beyond the basic liability coverage included in your rental rate. This coverage can be especially important if you are renting a car in a foreign country or if you have a high-value vehicle. The amount of SLI coverage you purchase will determine the maximum amount of coverage you have. The following table outlines the different SLI coverage options available from Hertz:
| SLI Coverage Option | Coverage Limit |
|---|---|
| SLI-1 | $1 million |
| SLI-2 | $2 million |
| SLI-3 | $3 million |
5. Personal Accident Insurance (PAI)
PAI provides coverage for medical expenses and lost wages incurred by you or your passengers in case of an accident. The amount of PAI coverage you purchase will determine the maximum amount of coverage you have.
6. Personal Effects Coverage (PEC)
PEC provides coverage for your personal belongings in case of loss, theft, or damage while they are in the rental car. The amount of PEC coverage you purchase will determine the maximum amount of coverage you have.
7. Roadside Assistance
Roadside assistance provides coverage for towing, jump-starts, and other emergency services in case of a breakdown. This coverage is typically included in your rental rate.
8. Additional Driver Fee
If you plan on having additional drivers operate the rental car, you will need to purchase an additional driver fee. This fee will vary depending on the rental car and the location.
9. Young Driver Fee
If you are under the age of 25, you may be required to pay a young driver fee. This fee will vary depending on the rental car and the location.
10. International Insurance
If you are planning on driving the rental car outside of the United States, you will need to purchase international insurance. This coverage will vary depending on the rental car and the location.
Additional Rental Options
Hertz offers various rental options to enhance your driving experience. These may include:
Child Safety Seats
Ensure your little ones’ safety with child safety seats available for rental at an additional cost.
GPS Devices
Navigate unfamiliar roads confidently with Hertz’s GPS devices, available for rent at an additional charge.
Ski Racks and Snow Chains
For winter adventures, Hertz offers ski racks and snow chains for rent, subject to local availability.
Tolls and Taxes
Hertz allows you to conveniently pay for tolls and taxes incurred during your rental period through Hertz’s TollPass program or by using your own payment method.
Hertz Ultimate Choice Prepay
With Hertz Ultimate Choice Prepay, you can secure your car rental in advance and avoid any surprises upon arrival. By prepaying your rental, you’ll benefit from:
Guaranteed Availability
Your rental car will be waiting for you at your chosen location and time.
Fixed Rates
Lock in your rental cost and avoid fluctuations in daily rates.
Priority Service
Enjoy exclusive perks like expedited pickup and drop-off at select locations.
Additional Perks
Receive complimentary Hertz Gold Plus Rewards membership, allowing you to earn points towards free rentals and other benefits.
Hertz Gold Plus Rewards
Join Hertz Gold Plus Rewards to access exclusive benefits and rewards. Members enjoy:
Priority Service
Skip the line and enjoy expedited rental and return processes.
Points for Free Rentals
Earn points with every rental and redeem them for free rentals.
Exclusive Discounts
Receive special discounts on rentals and other Hertz services.
Personalized Rewards
Receive tailored offers and promotions based on your preferences.
Additional Resources
For further assistance, you can refer to the following resources:
Hertz Customer Service
Contact Hertz customer service for immediate assistance or inquiries.
Hertz Website
Visit the Hertz website for detailed information on rental options, policies, and locations.
Hertz Mobile App
Download the Hertz mobile app for easy reservations, account management, and on-the-go assistance.
Comparing Hertz International Insurance Coverage with Other Rental Companies
1. Overview of Hertz International Insurance Coverage
Hertz offers a comprehensive range of international insurance coverage options for renters abroad. These options provide protection against various risks, including collision damage waiver, third-party liability, and personal accident coverage.
2. Collision Damage Waiver (CDW)
CDW is designed to cover the cost of repairs or replacements to the rental car in case of an accident. It’s a standard feature in most international rental packages.
3. Third-Party Liability (TPL)
TPL protects renters against financial liability for injuries or property damage caused to third parties while driving the rental car. It’s mandatory in many countries.
4. Personal Accident Coverage (PAI)
PAI provides medical and emergency expenses coverage for the renter and any passengers in the event of an accident. It’s an optional add-on but recommended for peace of mind.
5. Personal Effects Coverage (PEC)
PEC covers renters’ personal belongings against loss, theft, or damage while stored in the rental car. It’s typically limited to a specified amount.
6. Supplemental Liability Insurance (SLI)
SLI provides additional liability coverage beyond the standard TPL limits, offering extra protection in case of accidents with high damage costs.
7. Extended Roadside Assistance (RSA)
RSA provides 24/7 assistance with roadside emergencies, including flat tire repairs, jump starts, and towing. It helps ensure peace of mind in case of breakdowns abroad.
8. Comparison Table of Hertz Insurance Options
| Coverage | Hertz |
|---|---|
| Collision Damage Waiver (CDW) | Included |
| Third-Party Liability (TPL) | Mandatory |
| Personal Accident Coverage (PAI) | Optional (recommended) |
| Personal Effects Coverage (PEC) | Limited coverage |
| Supplemental Liability Insurance (SLI) | Optional (extra charge) |
| Extended Roadside Assistance (RSA) | Optional (extra charge) |
9. Tips for Choosing Hertz International Insurance Coverage
Consider the specific requirements of your destination country, your budget, and your risk tolerance. Opt for the coverage options that provide adequate protection without overpaying.
10. Additional Points to Note
Rental insurance coverage may vary depending on the local regulations and policies of different countries. Hertz may offer additional add-on options such as windshield protection and tire protection. It’s important to review the terms and conditions of the insurance policy carefully before purchasing any coverage.
Comprehensive Insurance vs. Liability Only Insurance for Hertz Rentals
When renting a car from Hertz, drivers have the option of purchasing either comprehensive insurance or liability-only insurance. Each type of insurance offers different levels of coverage and financial protection, so it is important to understand the differences before making a decision.
Comprehensive Insurance
Comprehensive insurance provides the most comprehensive coverage for rental cars. It covers damages to both the rental car and other vehicles or property in the event of an accident. It also covers damages caused by theft, vandalism, or natural disasters. Comprehensive insurance typically has a higher deductible than liability-only insurance, but it offers more peace of mind and financial protection in the event of a major accident.
Liability Only Insurance
Liability-only insurance is the minimum level of insurance required by law in most states. It provides coverage for damages to other vehicles or property in the event of an accident, but it does not cover damages to the rental car. Liability-only insurance typically has a lower deductible than comprehensive insurance, but it offers less financial protection in the event of an accident.
Which Type of Insurance is Right for You?
The type of insurance that is right for you depends on several factors, including your budget, your driving history, and the value of the rental car. If you are on a tight budget, liability-only insurance may be a good option. However, if you are concerned about the risk of an accident or if you are renting a valuable car, comprehensive insurance may be a better choice.
Additional Coverage Options
In addition to comprehensive and liability-only insurance, Hertz offers a number of additional coverage options, including:
- Personal Accident Insurance: Provides coverage for medical expenses and lost income in the event of an accident.
- Collision Damage Waiver (CDW): Reduces the deductible for damages to the rental car in the event of an accident.
- Supplemental Liability Insurance (SLI): Increases the liability coverage limits to provide additional financial protection.
How to Purchase Insurance
When you book your Hertz rental, you will be given the option to purchase insurance. You can also purchase insurance at the rental counter when you pick up your car. The cost of insurance will vary depending on the type of coverage you choose and the length of your rental.
Table: Comparison of Comprehensive and Liability-Only Insurance
| Feature | Comprehensive Insurance | Liability-Only Insurance |
|---|---|---|
| Coverage | Damages to rental car and other vehicles or property | Damages to other vehicles or property only |
| Deductible | Higher | Lower |
| Financial protection | More | Less |
| Price | More expensive | Less expensive |
Renewing Hertz International Rental Car Insurance
1. Check your current coverage
Before renewing your Hertz International Rental Car Insurance, it’s crucial to review your existing coverage. Determine whether it provides adequate protection for your specific travel plans and destinations.
2. Determine your coverage needs
Assess your travel itinerary and the risks associated with driving in your destination country. Consider factors such as local traffic laws, road conditions, and the potential for theft or accidents.
3. Contact Hertz Customer Service
To renew your Hertz International Rental Car Insurance, you can contact Hertz Customer Service directly via phone, email, or online chat.
4. Provide necessary information
When contacting Hertz, be prepared to provide your rental agreement number, travel dates, and destination country.
5. Review policy options
Hertz offers various insurance options tailored to different needs. Discuss your coverage requirements with the customer service representative and select the policy that best suits your circumstances.
6. Calculate the cost
The cost of Hertz International Rental Car Insurance varies depending on the level of coverage you choose and the duration of your rental. Ask the customer service representative for an accurate quote.
7. Make payment
Once you have selected your policy and calculated the cost, you can proceed with payment using a credit card or other accepted methods.
8. Receive confirmation
Hertz will send you a confirmation email once your payment is processed. This email will contain your policy number and coverage details.
9. Keep a copy of your policy
It’s essential to keep a copy of your insurance policy for your records. Store it in a secure location and bring it with you when you pick up your rental car.
10. Retain proof of insurance
When driving in a foreign country, it’s mandatory to have proof of insurance readily available. Hertz will provide you with an insurance card or document that you can present to authorities if requested.
11. Consider additional coverage
In addition to the basic liability insurance provided by Hertz, you may want to consider purchasing additional coverage options, such as collision damage waiver or personal accident insurance.
12. Know your deductible
If you file a claim, you will need to pay the deductible amount specified in your policy. Ensure that you understand the deductible amount and have the necessary financial means to cover it.
13. Report accidents promptly
In the event of an accident, promptly report it to Hertz and the local authorities. Failure to do so may affect your insurance coverage.
14. Cooperate with Hertz
Hertz may request information or documentation related to an accident or claim. It’s important to cooperate fully with the company to ensure a smooth claims process.
15. Check for updates
Insurance policies may change from time to time. Regularly check with Hertz for any updates or modifications to your coverage.
16. Get assistance from Hertz
If you have any questions or concerns about your Hertz International Rental Car Insurance, don’t hesitate to contact Hertz Customer Service for assistance.
17. Review insurance terms and conditions
Before purchasing any insurance, carefully review the terms and conditions of the policy. This will help you understand your coverage, exclusions, and obligations.
18. Compare insurance options
Before making a decision, compare insurance options from different providers. Consider the coverage, cost, and reputation of each company to make an informed choice.
19. Consider your financial situation
Factor in your financial situation when choosing insurance. Make sure you can afford the premiums without putting undue financial strain on yourself.
20. Protect your interests
Rental car insurance provides peace of mind and protects your financial interests in case of an accident or incident. Ensure you have adequate coverage to minimize your risks.
21. Table of Hertz International Rental Car Insurance Coverage Options
| Coverage | Description |
|---|---|
| Liability | Provides coverage for bodily injury or property damage to third parties caused by the insured driver. |
| Collision Damage Waiver (CDW) | Reduces or eliminates your financial responsibility for damage to the rental car. |
| Personal Accident Insurance (PAI) | Provides medical coverage for the driver and passengers in case of an accident. |
| Supplemental Liability Protection (SLP) | Increases the liability coverage limit beyond the standard amount. |
| Personal Effects Protection (PEP) | Provides coverage for the insured driver’s personal belongings in case of theft or damage. |
Hertz Insurance Coverage for Third-Party Liability
When renting a car from Hertz, it’s crucial to understand the insurance coverage it provides, particularly for third-party liability. Third-party liability insurance protects you against financial responsibility if you cause an accident resulting in injury or damage to another party.
Standard Third-Party Liability Coverage
Hertz rental cars typically come with standard third-party liability coverage included in the rental price. This coverage provides protection up to a certain limit, which varies depending on the country or state where the rental is made.
Additional Third-Party Liability Coverage
In some countries, Hertz offers additional third-party liability coverage options to enhance the standard protection provided. These options may include:
- Supplemental Liability Protection (SLP): Extends coverage beyond the standard limits.
- Excess Liability Protection (ELP): Provides additional coverage if the third-party damages exceed the standard limits.
Coverage for Bodily Injury and Property Damage
Third-party liability coverage includes protection for both bodily injury and property damage caused to others as a result of the accident. It covers expenses such as medical bills, lost wages, pain and suffering, and damage to vehicles or property.
Coverage Limits
The coverage limits for third-party liability vary depending on the country or state of the rental. It’s essential to check the rental agreement to determine the specific limits.
| Country | Standard Coverage Limit |
|---|---|
| United States | $1,000,000/$3,000,000/$50,000 |
| United Kingdom | £1,000,000/£10,000,000 |
| France | €1,000,000/€2,000,000 |
Exclusions and Limitations
Third-party liability coverage does not cover all scenarios. Some common exclusions and limitations include:
- Intentional acts by the driver
- Damage to the rental car itself
- Accidents caused by driving under the influence of alcohol or drugs
Importance of Third-Party Liability Coverage
Third-party liability coverage is essential for peace of mind while driving a rental car. It protects you from the financial burden of causing an accident that results in injury or damage to others. Remember to read and understand the coverage limits and exclusions before finalizing your Hertz rental.
Insurance for Personal Belongings in Hertz Rental Cars
Understanding Your Coverage Options
When renting a car from Hertz, it’s crucial to consider insurance coverage for your personal belongings. Hertz offers various insurance options to help protect your valuables in case of theft, damage, or loss.
Standard Liability Coverage
Hertz’s standard liability coverage provides basic protection against claims made by third parties for bodily injury or property damage caused by the rental car. However, it does not cover your personal belongings.
Personal Accident Insurance (PAI)
PAI coverage provides medical benefits to you and your passengers in case of an accident. It does not cover your personal belongings.
Personal Effects Coverage (PEC)
PEC coverage is an optional insurance offered by Hertz that specifically protects your personal belongings. It covers theft, damage, or loss of items such as clothing, electronics, and luggage. The coverage limit varies depending on the plan you choose.
Coverage Options and Limits
Hertz offers several PEC plans with different coverage limits and deductibles:
| Plan | Coverage Limit | Deductible |
|---|---|---|
| Basic PEC | $1,000 | $250 |
| Standard PEC | $2,500 | $150 |
| Premium PEC | $5,000 | $50 |
Exclusions and Limitations
PEC coverage has certain exclusions and limitations. It does not cover:
- Valuables such as jewelry, watches, or electronics worth more than the coverage limit.
- Cash, documents, or items of sentimental value.
- Damage or loss caused by your own negligence or intentional acts.
Filing a Claim
If your personal belongings are stolen, damaged, or lost while in a Hertz rental car, you should report the incident to Hertz immediately. You can file a claim online or contact Hertz customer service. You will need to provide documentation such as a police report or receipts for the stolen or damaged items.
Hertz Rental Car Insurance and Legal Expenses Coverage
Hertz Collision Damage Waiver (CDW)
The Hertz Collision Damage Waiver (CDW) provides coverage for damage to the rental car, regardless of who is at fault. It is included in the base rate of all Hertz rentals in most countries.
Hertz Theft Protection (TP)
The Hertz Theft Protection (TP) provides coverage for loss or theft of the rental car. It is also included in the base rate of all Hertz rentals in most countries.
Hertz Personal Accident Insurance (PAI)
The Hertz Personal Accident Insurance (PAI) provides coverage for injuries sustained by the renter or their passengers in a rental car accident. It is an optional coverage that can be purchased for an additional fee.
Hertz Liability Insurance Supplement (LIS)
The Hertz Liability Insurance Supplement (LIS) provides additional liability coverage for the renter. It is an optional coverage that can be purchased for an additional fee.
Hertz Roadside Assistance
Hertz Roadside Assistance provides 24-hour assistance for flat tires, dead batteries, and other roadside emergencies. It is included in the base rate of all Hertz rentals.
Legal Expenses Coverage
Legal Expenses Coverage (LEC) is an optional coverage that provides reimbursement for legal expenses incurred in defending a claim arising from an accident in the rental car.
Eligibility for LEC
LEC is available to renters who are:
- At least 25 years old
- Residents of the United States or Canada
Coverage Limits
LEC provides coverage for legal expenses up to the following limits:
| Coverage | Limit |
|---|---|
| Defense costs | $10,000 |
| Settlement or judgment | $50,000 |
Exclusions
LEC does not provide coverage for:
- Fines or penalties
- Claims arising from intentional acts
- Claims arising from driving under the influence of alcohol or drugs
Hertz International Rental Car Insurance for Students
Renting a car abroad can be an exciting way to explore a new country, but it’s essential to make sure you have the right insurance coverage in place. Hertz offers a range of international rental car insurance options for students, so you can drive with peace of mind.
What is Hertz International Rental Car Insurance?
Hertz International Rental Car Insurance (HIRCI) is a comprehensive insurance package that provides coverage for a wide range of risks, including:
- Collision damage to the rental car
- Theft of the rental car
- Personal injury to the driver or passengers
li>Liability for damage to other vehicles or property
Who is Eligible for HIRCI?
To be eligible for HIRCI, you must be:
- A student enrolled in a full-time degree program at an accredited university or college
- Between the ages of 18 and 24
- A resident of the United States, Canada, or the United Kingdom
- Renting a car in an eligible country
What are the Benefits of HIRCI?
There are many benefits to choosing HIRCI, including:
- Peace of mind knowing that you are fully covered in case of an accident or other incident
- Lower rental car rates than if you were to purchase insurance through the rental car company
- Convenience of purchasing insurance online or over the phone
How Much Does HIRCI Cost?
The cost of HIRCI depends on a number of factors, including:
- The country in which you are renting the car
- The length of your rental
- The type of car you are renting
Where Can I Purchase HIRCI?
You can purchase HIRCI through Hertz’s website, over the phone, or at a Hertz rental car location.
What is the Coverage Limit for HIRCI?
The coverage limit for HIRCI varies depending on the country in which you are renting the car. In most countries, the liability coverage limit is 1 million euros. The collision and theft coverage limits vary by country.
What is not Covered by HIRCI?
HIRCI does not cover the following:
- Damage to personal belongings
- Medical expenses
- Lost wages
- Legal fees
Do I Need to Purchase Additional Insurance?
In most cases, HIRCI will provide you with adequate coverage. However, you may want to consider purchasing additional insurance if you are concerned about:
- Driving in a high-risk area
- Renting a luxury car
- Having a large number of passengers
How Do I File a Claim?
If you need to file a claim, you can do so online, over the phone, or at a Hertz rental car location.
34. What are the Requirements for Filing a Claim?
To file a claim, you will need to provide the following information:
| Required Information |
|---|
| Your name and contact information |
| Your rental car contract number |
| The date and time of the accident or incident |
| A description of the accident or incident |
| A copy of the police report (if applicable) |
| Photographs of the damage (if applicable) |
You may also be required to provide additional information, such as a medical report or a witness statement.
Hertz Rental Car Insurance for Emergency Situations
1. Understand Your Coverage
Before renting a car from Hertz, it’s crucial to understand your insurance coverage options. The base rate may include basic liability insurance, but consider additional coverage for comprehensive protection.
2. Collision Damage Waiver (CDW)
CDW covers damage to the rental vehicle regardless of who is at fault. It’s recommended for added peace of mind when driving in unfamiliar areas or with inexperienced drivers.
3. Loss Damage Waiver (LDW)
LDW provides protection against theft of the rental vehicle, as well as damage caused by vandalism or natural disasters. It’s an essential coverage that safeguards your financial liability.
4. Personal Accident Insurance (PAI)
PAI covers medical expenses and lost wages for you and your passengers in case of an accident. Consider this coverage if you don’t have adequate health insurance.
5. Personal Effects Coverage (PEC)
PEC covers loss or damage to your personal belongings while in the rental vehicle. It’s valuable for protecting belongings like luggage, electronics, and valuables.
6. Supplemental Liability Insurance (SLI)
SLI increases your liability coverage limits to protect you against potential lawsuits. It’s advisable for drivers who own assets or have a high risk of being sued.
7. Roadside Assistance
Roadside assistance provides coverage for towing, battery replacement, and flat tire changes. This coverage is indispensable for emergencies and can save you time and money.
8. Prohibited Uses
Make sure you’re aware of any prohibited uses for Hertz rental vehicles. Violating these restrictions may invalidate your insurance coverage.
9. Insurance Requirements
Hertz requires that all drivers have a valid driver’s license and meet the minimum insurance requirements. Failure to comply may result in additional fees or coverage denial.
10. Reporting an Accident
In case of an accident, promptly notify Hertz and file a police report. Cooperate with the investigation and provide accurate information about the incident.
11. Coverage Limitations
Rental car insurance policies have certain limitations and exclusions. Familiarize yourself with these restrictions to avoid potential coverage issues.
12. Alternate Coverage Options
You may have other insurance policies that provide coverage for rental cars. Check with your personal insurance provider for details and potential conflicts with Hertz’s insurance.
13. Additional Drivers
If you plan on sharing the rental vehicle with additional drivers, ensure they are authorized and meet the insurance requirements.
14. Age Restrictions
Hertz may impose age restrictions on certain rental classes. Check the booking details for eligibility before making a reservation.
15. Cross-Border Travel
If you plan on traveling across borders, inquire about the validity of your insurance coverage and any additional restrictions that apply.
16. Car Rental Duration
Insurance coverage may vary depending on the duration of your car rental. Check with Hertz for specific coverage periods and any potential limitations.
17. International Insurance
When renting a car internationally, Hertz offers various insurance options to meet local requirements. Contact the specific rental location for details and coverage details.
18. Third-Party Claims
If you’re involved in an accident with a third party, Hertz will assist you with handling the claim and providing necessary documentation.
19. Filing a Claim
To file a claim, contact Hertz promptly and provide all relevant documentation, including the police report, accident report, and repair estimates.
20. Claim Processing
Hertz typically processes claims within a reasonable time frame. However, the duration may vary depending on the complexity of the claim and the availability of documentation.
21. Claims Disputes
If you have any disputes regarding a claim, contact Hertz and provide supporting documentation or evidence to support your request.
22. Insurance Fraud
Misrepresenting facts or providing false information during the rental or insurance claim process is considered insurance fraud and can result in serious consequences.
23. Coverage Exclusions
Hertz rental car insurance policies may exclude coverage for certain situations, such as driving under the influence of alcohol or drugs, or using the vehicle for illegal activities.
24. Claim Deductible
Rental car insurance policies typically have a deductible, which is the amount you are responsible for paying before insurance coverage kicks in.
25. Payment for Damages
If the damage to the rental vehicle exceeds your insurance coverage or deductible, you may be responsible for the remaining balance.
26. Disputes with Hertz
If you have any disputes with Hertz regarding insurance or coverage, contact customer service and attempt to resolve the issue. You may also consider seeking legal advice if necessary.
27. Emergency Assistance
Hertz provides 24/7 emergency assistance to its customers. In case of an accident or breakdown, contact Hertz immediately for help and guidance.
28. Incident Reports
It’s important to document any incidents, accidents, or damages that occur during your rental. Notify Hertz and provide a detailed incident report.
29. Theft Protection
Hertz provides theft protection for rental vehicles. Secure the vehicle and report any missing items or stolen property to Hertz promptly.
30. Flat Tire Assistance
If you experience a flat tire, contact Hertz for roadside assistance. Flat tire changes are typically covered by the roadside assistance plan.
31. Jump-Starting Services
If your rental vehicle’s battery dies, Hertz offers jump-starting services to get you back on the road. Roadside assistance plans typically cover this service.
32. Mechanical Breakdown
In case of mechanical breakdowns or malfunctions, contact Hertz promptly. Mechanical breakdowns may be covered by the roadside assistance plan.
33. Towing Service
If the rental vehicle becomes disabled and cannot be driven, Hertz provides towing services to transport the vehicle to the nearest repair facility.
34. Accident Prevention Tips
To minimize the risk of accidents, follow these tips: wear seatbelts, obey traffic laws, limit distractions, avoid driving under the influence, and maintain a safe speed.
35. Driver Responsibility
You are responsible for operating the rental vehicle in a safe and responsible manner. Any violations or reckless driving may void your insurance coverage.
36. Vehicle Maintenance
Inspect the rental vehicle before driving and report any issues to Hertz. Follow the proper maintenance schedule to ensure the vehicle’s safety and performance.
37. Reporting of Accidents and Damages
In case of an accident, follow these steps:
- Ensure your safety and check for injuries.
- Contact Hertz immediately to report the accident.
- File a police report and obtain a copy.
- Take photos of the accident scene and vehicle damage.
- Obtain witness information if possible.
- Provide a detailed accident report to Hertz.
38. Driving in Foreign Countries
When driving in foreign countries, familiarize yourself with local traffic laws, driving regulations, and the validity of your insurance coverage.
39. International Driving Permit (IDP)
In some countries, you may need an International Driving Permit (IDP) to operate a rental vehicle. Check the requirements for your destination.
40. Cultural Differences
Be aware of cultural differences and driving practices in foreign countries. Adjust your driving style accordingly to ensure safety and avoid potential mishaps.
41. Communication Barriers
Language and cultural barriers may impact communication during an emergency. Learn basic phrases or consider using translation apps to facilitate communication.
42. Healthcare Coverage
Ensure you have adequate healthcare coverage for medical emergencies or injuries while driving abroad. Consider purchasing travel insurance for additional protection.
43. Vehicle Modifications
Be aware that any modifications to the rental vehicle may affect your insurance coverage. Always disclose any modifications to Hertz before driving.
44. Fuel Policy
Understand the fuel policy for your rental. Refuel the vehicle before returning it to avoid additional charges.
45. Parking Regulations
Follow all parking regulations and restrictions. Park safely to avoid damage to the rental vehicle or nearby property.
46. Road Conditions
Be aware of the road conditions in your destination country. Adjust your driving accordingly to ensure safety and prevent damage to the rental vehicle.
47. Weather Conditions
Be prepared for inclement weather conditions, such as rain, snow, or
Hertz International Rental Car Insurance and Travel Delay Coverage
Hertz International Rental Car Insurance
When renting a car internationally, it is important to have adequate insurance coverage in place to protect yourself and your vehicle. Hertz offers a range of insurance options to meet the needs of different travelers, including:
- Collision Damage Waiver (CDW): CDW provides coverage for damage to the rental car caused by a collision or other accident.
- Loss Damage Waiver (LDW): LDW provides coverage for damage to the rental car caused by theft or vandalism.
- Supplemental Liability Protection (SLP): SLP provides additional coverage for liability claims that exceed the minimum required by law in the country where you are renting.
Travel Delay Coverage
Travel delay coverage provides reimbursement for expenses incurred due to delays in your travel plans caused by covered events such as:
- Weather-related delays: Coverage for expenses incurred due to weather-related delays, such as flight cancellations or delays.
- Mechanical delays: Coverage for expenses incurred due to mechanical delays, such as breakdowns or flat tires.
- Other covered delays: Coverage for other delays covered by the policy, such as lost luggage or missed connections.
Benefits of Hertz International Rental Car Insurance
There are a number of benefits to purchasing Hertz international rental car insurance, including:
- Peace of mind: Knowing that you are adequately covered in the event of an accident or other incident can give you peace of mind while traveling.
- Reduced liability: International rental car insurance can help to reduce your liability for damages caused to the rental car or to other parties.
- Convenience: Hertz offers a variety of insurance options that can be tailored to your specific needs, making it easy to find the right coverage for your trip.
Travel Delay Coverage Benefits
Travel delay coverage can provide you with peace of mind and financial protection in the event of a travel delay. Benefits include:
- Reimbursement for expenses: Travel delay coverage can reimburse you for expenses incurred due to a covered delay, such as hotel accommodations, meals, and transportation.
- Reduced stress: Knowing that you are financially protected in the event of a delay can reduce stress and make it easier to enjoy your trip.
- Convenience: Hertz offers travel delay coverage as an add-on to its rental car insurance policies, making it easy to purchase both types of coverage in one place.
Who Needs International Rental Car Insurance?
International rental car insurance is recommended for all travelers who are renting a car in a foreign country. This is because the minimum liability insurance required by law in most countries may not be sufficient to cover the costs of damages or injuries in the event of an accident. Additionally, travel delay coverage can provide peace of mind and financial protection in the event of a travel delay.
How to Purchase International Rental Car Insurance
International rental car insurance can be purchased through Hertz directly or through a travel agent. When purchasing insurance, be sure to read the policy carefully to understand the coverage and limits. You should also consider the cost of the insurance and compare it to the cost of the rental car itself. In most cases, the cost of insurance will be a small percentage of the total cost of the rental.
Common Exclusions for International Rental Car Insurance
There are a number of common exclusions for international rental car insurance, including:
- Damage caused by intentional acts: Insurance does not cover damage caused by intentional acts, such as drunk driving or speeding.
- Damage caused by off-road driving: Insurance does not cover damage caused by driving off-road or on unpaved roads.
- Damage caused by racing or other competitions: Insurance does not cover damage caused by racing or other competitions.
International Rental Car Insurance Costs
The cost of international rental car insurance will vary depending on factors such as the country where you are renting, the type of car you are renting, and the length of your rental. However, as a general rule, the cost of insurance will be a small percentage of the total cost of your rental.
Tips for Choosing the Right International Rental Car Insurance
When choosing international rental car insurance, there are a few things you should keep in mind:
- Read the policy carefully: Be sure to read the policy carefully to understand the coverage and limits.
- Compare costs: Compare the cost of insurance from different providers to find the best deal.
- Consider your needs: Consider your own needs and the type of driving you will be doing to choose the right level of coverage.
International Rental Car Insurance Comparison Chart
The following table compares the different levels of international rental car insurance offered by Hertz:
| Level of Coverage | CDW | LDW | SLP |
|---|---|---|---|
| Basic | Included | Not included | Not included |
| Standard | Included | Included | Not included |
| Premium | Included | Included | Included |
Travel Delay Coverage Comparison Chart
The following table compares the different levels of travel delay coverage offered by Hertz:
| Level of Coverage | Basic | Standard | Premium |
|---|---|---|---|
| Maximum Reimbursement | $500 | $1,000 | $2,000 |
| Covered Expenses | Hotel accommodations, meals, and transportation | Hotel accommodations, meals, transportation, and activities | Hotel accommodations, meals, transportation, activities, and entertainment |
| Waiting Period | 6 hours | 4 hours | 2 hours |
Hertz Rental Car Insurance and Personal Accident Coverage
Personal Liability Protection
When you rent a vehicle from Hertz, your personal auto insurance policy will provide coverage up to the limits specified in your policy. However, if you do not have adequate coverage, you can purchase additional liability protection through Hertz. This will ensure that you are financially responsible for any property damage or injuries caused to others while driving the rental car.
Collision Damage Waiver
The Collision Damage Waiver (CDW) protects you from financial responsibility for any damage to the rental car, regardless of fault. This coverage is typically included in your rental rate, but you can decline it if you prefer. However, if you decline the CDW, you will be liable for the full cost of any damage to the vehicle.
Theft Protection
Theft Protection covers you in the event that the rental car is stolen. This coverage is typically included in the rental rate, but you can decline it if you prefer. However, if you decline the Theft Protection, you will be liable for the full value of the stolen vehicle.
Personal Accident Coverage
Personal Accident Coverage provides financial assistance in the event of an accident that results in injury or death to the driver or passengers. This coverage is typically not included in the rental rate, and you must purchase it separately. There are three levels of Personal Accident Coverage available:
- Primary: Coverage up to $100,000 per accident
- Secondary: Coverage up to $50,000 per accident
- Tertiary: Coverage up to $25,000 per accident
Additional Coverage Options
In addition to the standard insurance coverage, Hertz offers a variety of additional coverage options that you can purchase to enhance your protection. These options include:
- Roadside Assistance: This coverage provides assistance in the event of a flat tire, dead battery, or other mechanical problem.
- Loss Damage Waiver: This coverage provides financial protection for any damage to the rental car, regardless of fault.
- Supplemental Liability Insurance: This coverage provides additional liability protection beyond the limits of your personal auto insurance policy.
How to Obtain Insurance Coverage
You can purchase insurance coverage when you rent a vehicle from Hertz at the rental counter. You can also purchase coverage online or by phone before you pick up the car. If you have any questions about the insurance coverage offered by Hertz, please contact your local Hertz location.
Personal Accident Coverage
Benefits of Personal Accident Coverage
Personal Accident Coverage can provide you with peace of mind in the event of an accident. This coverage can help to pay for medical expenses, lost wages, and other expenses that may arise as a result of an accident. In addition, Personal Accident Coverage can provide coverage for the death or dismemberment of the driver or passengers.
Coverage Limits
The amount of coverage available under Personal Accident Coverage varies depending on the level of coverage you purchase. The following table outlines the coverage limits for each level of coverage:
| Coverage Level | Coverage Limits |
|---|---|
| Primary | Up to $100,000 per accident |
| Secondary | Up to $50,000 per accident |
| Tertiary | Up to $25,000 per accident |
Exclusions
Personal Accident Coverage does not cover all types of accidents. The following are some of the exclusions under Personal Accident Coverage:
- Intentional acts: Accidents that are caused intentionally are not covered by Personal Accident Coverage.
- Acts of war: Accidents that are caused by acts of war are not covered by Personal Accident Coverage.
- Driving under the influence: Accidents that are caused by driving under the influence of alcohol or drugs are not covered by Personal Accident Coverage.
- Speeding: Accidents that are caused by speeding are not covered by Personal Accident Coverage.
- Racing: Accidents that are caused by racing are not covered by Personal Accident Coverage.
How to Obtain Personal Accident Coverage
You can purchase Personal Accident Coverage when you rent a vehicle from Hertz at the rental counter. You can also purchase coverage online or by phone before you pick up the car. If you have any questions about the Personal Accident Coverage offered by Hertz, please contact your local Hertz location.
Hertz Rental Car Insurance and Age Restrictions
Rental Car Insurance Options
Hertz offers various insurance options to protect renters in case of an accident, theft, or other damages. These options include:
* Collision Damage Waiver (CDW): Covers damage to the rental car, regardless of fault.
* Loss Damage Waiver (LDW): Covers damage or theft of the rental car in addition to CDW.
* Supplemental Liability Protection (SLP): Provides additional liability coverage beyond the renter’s personal insurance policy.
* Personal Accident Insurance (PAI): Covers medical expenses for the renter and passengers in case of an accident.
* Personal Effects Coverage (PEC): Covers personal belongings stolen or damaged while in the rental car.
Age Restrictions
Hertz has age restrictions in place for renters to ensure safety and responsibility. The minimum age to rent a vehicle is:
* 20 years old for renters without a surcharge
* 18 years old for renters with a young renter surcharge
Renters Under 18
Renters under 18 are not permitted to rent a vehicle directly from Hertz.
Renters Ages 20-24
Renters between the ages of 20 and 24 may face a young renter surcharge, which varies by location.
Additional Restrictions for Renters Under 25
Renters under 25 may be subject to additional restrictions, including:
* Limited vehicle categories available for rent
* Higher insurance premiums
* Prohibition on renting certain vehicles, such as luxury or high-performance models
Age Exceptions
Hertz may make exceptions to the age restrictions for renters who meet specific criteria, such as:
* Military personnel on active duty
* Government employees traveling on official business
* Individuals with a valid business or corporate account
Insurance Coverage for International Travelers
When renting a vehicle from Hertz for international travel, renters should be aware of the following insurance coverage considerations:
* Basic Insurance: Hertz provides basic insurance coverage in most countries, but it may not be sufficient to cover all expenses in case of an accident.
* Supplemental Insurance: Hertz offers supplemental insurance options to enhance coverage, such as CDW, LDW, and SLP.
* Collision and Loss Damage Waiver: In some countries, it is mandatory to purchase Collision and Loss Damage Waiver (CDW/LDW) insurance.
* Third-Party Liability Insurance: Renters may be required to purchase additional third-party liability insurance to meet local laws.
* International Driver’s Permit: Renters may need to obtain an International Driver’s Permit (IDP) to drive in certain countries.
Insurance Coverage by Country
The following table provides a general overview of insurance coverage for Hertz rental cars in different countries:
| Country | Required Insurance | Supplementary Insurance |
|—|—|—|
| United States | CDW/LDW not required | CDW/LDW, SLP, PAI, PEC available |
| Canada | CDW/LDW not required | CDW/LDW, SLP, PAI, PEC available |
| Europe | CDW/LDW mandatory | SLP, PAI, PEC available |
| Mexico | CDW/LDW mandatory | SLP, PAI, PEC available |
| Australia | CDW/LDW mandatory | SLP, PAI, PEC available |
It is important to note that insurance coverage and requirements may vary by country, and renters should check with Hertz for specific details regarding their intended destination.
Hertz Rental Car Insurance and Credit Card Protection
Coverage Options
When renting a car from Hertz, customers have the option to purchase various insurance coverages to protect themselves and the vehicle. These coverages include:
- Collision Damage Waiver (CDW): Covers damage to the rental car in the event of an accident.
- Loss Damage Waiver (LDW): Covers the theft or total loss of the rental car.
- Liability Insurance: Covers injuries or property damage caused to others in an accident.
- Personal Accident Insurance: Covers medical expenses and lost wages for the renter and passengers.
- Roadside Assistance: Provides assistance with flat tires, battery problems, and other roadside emergencies.
Credit Card Protection
Some credit cards offer rental car insurance coverage as a benefit. This coverage can vary depending on the credit card and issuer, but typically it includes:
- Collision and Theft Protection: Covers damage to or theft of the rental car.
- Personal Liability Insurance: Covers injuries or property damage caused to others in an accident.
- Medical Expenses: Covers medical expenses for the renter and passengers in the event of an accident.
Deciding Which Coverage to Purchase
The decision of which insurance coverages to purchase depends on several factors, including:
- Your own auto insurance coverage.
- The value of the rental car.
- Your risk tolerance.
- The cost of the insurance coverage.
It’s important to carefully consider these factors and compare the cost and coverage of Hertz’s insurance options with your credit card coverage before making a decision.
Hertz International Insurance
When renting a car from Hertz in a foreign country, it’s important to purchase international insurance to ensure coverage for any accidents or damage that may occur. Hertz offers the following international insurance options:
- International Collision Damage Waiver (ICDW): Covers damage to the rental car in the event of an accident.
- International Loss Damage Waiver (ILDW): Covers the theft or total loss of the rental car.
- International Liability Insurance: Covers injuries or property damage caused to others in an accident.
International Insurance Requirements
The specific insurance requirements for international rentals vary depending on the destination country. Hertz provides information on the insurance requirements for each country on its website.
Purchasing International Insurance
International insurance can be purchased at the time of rental or upon pickup. It’s important to note that international insurance does not cover all damages or losses, and some countries may have mandatory insurance requirements that must be purchased separately.
Additional Information
Here are some additional things to keep in mind when purchasing rental car insurance and credit card protection:
Deductibles
Most insurance coverages have a deductible, which is the amount you are responsible for paying before the insurance policy kicks in. Deductibles can vary depending on the coverage and provider.
Exclusions
All insurance policies have exclusions, which are situations or damages that are not covered. Be sure to carefully review the policy details to understand what is and is not covered.
Documentation
It’s important to keep all documentation related to your rental car insurance and credit card protection in case you need to file a claim.
Questions and Concerns
If you have any questions or concerns about rental car insurance or credit card protection, contact Hertz or your credit card issuer for more information.
| Coverage | Hertz | Credit Card Protection |
|---|---|---|
| Collision Damage Waiver | Yes | Yes |
| Loss Damage Waiver | Yes | Yes |
| Liability Insurance | Yes | Yes |
| Personal Accident Insurance | Yes | Limited |
| Roadside Assistance | Yes | No |
| International Insurance | Yes | No |
Hertz Rental Car Insurance
Hertz offers a variety of insurance options to protect renters and their vehicles. These include:
- Loss Damage Waiver (LDW): This coverage waives the renter’s financial responsibility for any damage or theft to the rental car. It is typically the most expensive insurance option, but it provides the most comprehensive coverage.
- Collision Damage Waiver (CDW): This coverage waives the renter’s financial responsibility for any damage to the rental car caused by a collision. It is less expensive than LDW, but it does not cover damage caused by theft or vandalism.
- Liability Insurance: This coverage protects the renter from financial responsibility for injuries or damage caused to others while driving the rental car. It is typically required by law, and it is usually included in the rental price.
- Personal Accident Insurance (PAI): This coverage provides medical benefits to the renter and their passengers in the event of an accident. It is not typically included in the rental price, and it is only available in certain countries.
Uninsured Motorist Coverage
Uninsured motorist coverage protects the renter from financial responsibility for injuries or damage caused by an uninsured or underinsured driver. It is typically not included in the rental price, and it is only available in certain countries.
In the United States, uninsured motorist coverage is required by law in most states. However, the amount of coverage required varies from state to state. Hertz offers uninsured motorist coverage in the United States with limits of $100,000 per person and $300,000 per accident.
46. How to File a Claim
If you are involved in an accident while driving a Hertz rental car, you should immediately notify the police and Hertz. You will need to provide Hertz with the following information:
- Your name and contact information
- The date and time of the accident
- The location of the accident
- The names and contact information of any witnesses
- The make and model of the Hertz rental car
- The license plate number of the Hertz rental car
- The insurance policy number for the Hertz rental car
You can file a claim online, by phone, or by mail. Hertz will investigate the claim and determine whether you are eligible for benefits.
Additional Information
The following additional information may be helpful to renters:
- Credit Card Coverage: Some credit cards offer rental car insurance coverage. This coverage may be primary or secondary to the insurance provided by Hertz. It is important to check with your credit card issuer to see if you have rental car insurance coverage.
- Personal Insurance: Some personal auto insurance policies provide coverage for rental cars. This coverage may be primary or secondary to the insurance provided by Hertz. It is important to check with your personal auto insurance carrier to see if you have rental car insurance coverage.
- Additional Drivers: If you plan on allowing other people to drive the Hertz rental car, you should add them to the rental agreement. This will ensure that they are covered by the insurance provided by Hertz.
- International Travel: If you are planning on traveling internationally with the Hertz rental car, you should purchase international insurance coverage. This coverage will extend the insurance provided by Hertz to other countries.
Hertz Rental Car and International Insurance
When renting a car from Hertz internationally, it is crucial to understand the insurance coverage options available to ensure a safe and secure driving experience.
Hertz offers a variety of insurance products to complement the basic coverage provided by your personal auto insurance, including:
- Collision Damage Waiver (CDW): Covers damage or theft of the rental car.
- Liability Insurance Supplement (LIS): Extends liability coverage beyond what is provided by personal insurance.
- Personal Accident Insurance (PAI): Provides coverage for medical expenses incurred by the driver or passengers.
People Also Ask About Hertz Rental Car and International Insurance
Do I need to purchase additional insurance when renting a car internationally with Hertz?
Yes, it is strongly recommended to purchase additional insurance to supplement your personal auto insurance when renting a car internationally with Hertz. This ensures you have adequate coverage to protect yourself and the vehicle in the event of an accident or other unforeseen circumstances.
What countries does Hertz offer international insurance coverage in?
Hertz offers international insurance coverage in over 150 countries worldwide. You can check their website or contact a Hertz representative for more specific details about coverage availability in your destination country.
How do I file an insurance claim with Hertz if I am in an accident while renting a car internationally?
To file an insurance claim with Hertz after an accident internationally, follow these steps:
- Contact the local police and file an accident report.
- Notify Hertz as soon as possible and provide them with the details of the accident.
- Gather all necessary documentation, such as the police report, medical records, and rental agreement.
- Submit a claim form to Hertz and provide them with the required documentation.