Mary University Hospital in Laurel, Maryland, stands as a beacon of healthcare excellence, renowned for its unwavering commitment to providing exceptional medical services to the community. With a compassionate and highly skilled team of professionals, the hospital offers a comprehensive range of treatments and procedures, catering to the diverse needs of patients.
Mary University Hospital boasts a wide-ranging network of insurance providers, ensuring accessibility for individuals from all backgrounds. Patients can rest assured knowing that their medical expenses will be covered by a variety of plans, including Medicare, Medicaid, and major commercial insurers. This inclusive approach removes financial barriers to healthcare, empowering patients to prioritize their well-being without any undue financial burden.
Moreover, the hospital’s convenient location in Laurel, Maryland, makes it easily accessible to residents of the surrounding areas. Its proximity to major transportation hubs and ample parking facilities ensure that patients can arrive at their appointments on time and without any unnecessary stress. Mary University Hospital’s commitment to accessibility and inclusivity extends beyond its physical location, as the staff is dedicated to providing language interpretation services and assisting patients with disabilities, ensuring that everyone receives the same exceptional level of care.
Mary University Hospital: Laurel, MD – Accepted Insurances
In-Network Insurances
Mary University Hospital in Laurel, Maryland accepts a wide range of health insurance plans to ensure that patients have access to affordable and comprehensive medical care. The hospital has established partnerships with the following insurance companies to provide in-network coverage:
- Aetna
- Blue Cross Blue Shield
- CareFirst BlueCross BlueShield
- Cigna
- HealthChoice
- Humana
- Kaiser Permanente
- Medicare
- Medicaid
- Tricare
- UnitedHealthcare
Patients who have health insurance coverage with these providers may receive medical services at Mary University Hospital at in-network rates, which typically result in lower out-of-pocket costs for patients.
In addition to the in-network insurance plans listed above, Mary University Hospital also accepts most major health insurance plans on an out-of-network basis. Out-of-network coverage may have different benefit levels and cost-sharing requirements, so it is recommended that patients contact their insurance company to determine their coverage for services provided at Mary University Hospital.
Out-of-Network Insurances
For patients with health insurance plans that are not in-network with Mary University Hospital, the hospital offers the following out-of-network coverage options:
- Preferred Provider Organization (PPO): PPO plans allow patients to receive care from out-of-network providers, but may have higher out-of-pocket costs than in-network coverage.
- Point-of-Service (POS): POS plans typically require patients to choose a primary care physician within the network, but allow for out-of-network coverage for specialty care and referrals.
- Health Maintenance Organization (HMO): HMO plans generally do not provide coverage for out-of-network providers, unless there is an emergency or prior authorization is obtained.
It is important for patients with out-of-network insurance to contact their insurance company to determine which coverage options are available to them. Patients may also want to consider negotiating with the hospital to reduce out-of-pocket costs.
Financial Assistance
Mary University Hospital is committed to providing affordable medical care to all patients, regardless of their ability to pay. The hospital offers a variety of financial assistance programs to help patients cover the costs of medical care, including:
- Charity Care: Charity care is available to patients who meet certain income and asset criteria. Patients who qualify for charity care may receive free or reduced-cost medical services.
- Financial Hardship Program: The financial hardship program is designed to help patients who are experiencing financial difficulties and cannot afford to pay their medical bills. Patients who qualify for the financial hardship program may receive a reduction in their medical bills or a payment plan.
Patients who are interested in financial assistance should contact the Mary University Hospital financial counselor at (301) 573-4898.
The following table provides a summary of the accepted insurances at Mary University Hospital in Laurel, MD:
| Insurance Provider | In-Network | Out-of-Network |
|---|---|---|
| Aetna | Yes | Yes |
| Blue Cross Blue Shield | Yes | Yes |
| CareFirst BlueCross BlueShield | Yes | Yes |
| Cigna | Yes | Yes |
| HealthChoice | Yes | Yes |
| Humana | Yes | Yes |
| Kaiser Permanente | Yes | No |
| Medicare | Yes | No |
| Medicaid | Yes | No |
| Tricare | Yes | Yes |
| UnitedHealthcare | Yes | Yes |
Major Commercial Insurance Plans Accepted
Mary’s University Hospital in Laurel, Maryland, accepts a wide range of commercial insurance plans to ensure that patients have access to high-quality healthcare services. The hospital has contracts with major insurance providers, including:
- Aetna
- Blue Cross Blue Shield
- Cigna
- Humana
- UnitedHealthcare
In-Network Benefits
When you choose an in-network provider, you benefit from lower out-of-pocket costs. In-network insurance plans typically cover:
- Preventive care
- Emergency care
- Hospitalization
- Outpatient services
- Prescription drugs
In-network providers have also agreed to accept the payment rates set by the insurance company, which means you won’t be responsible for any additional fees beyond what your insurance covers.
Out-of-Network Benefits
Mary’s University Hospital also accepts out-of-network insurance plans, but your out-of-pocket costs may be higher. Out-of-network insurance plans may not cover all services and may have higher deductibles and copayments. You should contact your insurance provider to find out what your out-of-network benefits are.
Understanding Your Insurance Coverage
It’s important to understand your insurance coverage before seeking medical care. Here are some tips for understanding your insurance plan:
- Read your insurance policy carefully to understand what services are covered.
- Contact your insurance provider if you have any questions about your coverage.
- Check your insurance card to find out what providers are in your network.
- Use an insurance estimator to get an estimate of your out-of-pocket costs.
By understanding your insurance coverage, you can make informed decisions about your healthcare and ensure that you receive the best possible care.
TRICARE
TRICARE is a health care program for members of the US military, their families, and survivors. There are several different TRICARE plans available, each with its own coverage and costs.
To use TRICARE at Mary Washington Hospital, you must:
– Be enrolled in a TRICARE plan
– Have a valid TRICARE ID card
– Present your TRICARE ID card at the time of service
Mary Washington Hospital accepts all TRICARE plans, including:
– TRICARE Prime
– TRICARE Select
– TRICARE For Life
– TRICARE Reserve Select
– TRICARE Retired Reserve
Copays and deductibles may apply, depending on your TRICARE plan.
Veteran’s Benefits
Veterans may be eligible for health care benefits from the US Department of Veterans Affairs (VA). There are several different VA health care programs available, each with its own coverage and costs.
To use VA benefits at Mary Washington Hospital, you must:
– Be enrolled in a VA health care program
– Have a valid VA ID card
– Present your VA ID card at the time of service
Mary Washington Hospital accepts all VA health care programs, including:
– VA Health Care
– VA Long-Term Care
– VA Mental Health Services
– VA Prescription Drug Program
Copays and deductibles may apply, depending on your VA health care program.
Additional Information
In addition to TRICARE and Veteran’s Benefits, Mary Washington Hospital also accepts Medicare, Medicaid, and most private insurance plans.
For more information about insurance coverage at Mary Washington Hospital, please visit the hospital’s website or call the hospital’s billing office.
| Insurance Provider | Plan Type | Copay | Deductible | Coverage |
|---|---|---|---|---|
| TRICARE Prime | HMO | $0 | $0 | Comprehensive coverage for all medically necessary services |
| TRICARE Select | PPO | $15 | $150 | Coverage for all medically necessary services, with some out-of-pocket costs |
| TRICARE For Life | Medicare Supplement | Varies | Varies | Coverage for Medicare Part A and B expenses, with some out-of-pocket costs |
| TRICARE Reserve Select | Reserve Component | $25 | $250 | Coverage for all medically necessary services, with some out-of-pocket costs |
| TRICARE Retired Reserve | Retired Reserve Component | $25 | $250 | Coverage for all medically necessary services, with some out-of-pocket costs |
| VA Health Care | Comprehensive | Varies | Varies | Comprehensive coverage for all medically necessary services, with some out-of-pocket costs |
| VA Long-Term Care | Long-Term Care | Varies | Varies | Coverage for long-term care services, such as nursing home care and assisted living |
| VA Mental Health Services | Mental Health | Varies | Varies | Coverage for mental health services, such as counseling and therapy |
| VA Prescription Drug Program | Prescription Drug | Varies | Varies | Coverage for prescription medications |
Insurance Accepted at Mary University Hospital in Laurel, MD
Mary University Hospital in Laurel, MD, accepts a wide range of health insurance plans to provide convenient and accessible healthcare to the community. Here is a comprehensive list of the insurance providers accepted by the hospital:
Health Maintenance Organizations (HMOs)
HMOs offer comprehensive healthcare services within a network of designated providers and facilities. The following HMOs are accepted at Mary University Hospital:
- Kaiser Permanente
- CareFirst BlueCross BlueShield
- UnitedHealthcare
- Cigna
- Aetna
- Coventry Health Care
- Humana
- Magellan Health
- ValueOptions
- Beacon Health Options
HMOs typically have lower premiums than other types of insurance plans but may limit coverage to in-network providers and services.
Preferred Provider Organizations (PPOs)
PPOs offer greater flexibility than HMOs by allowing members to access both in-network and out-of-network healthcare providers. PPOs accepted at Mary University Hospital include:
- Blue Cross Blue Shield of Maryland
- CareFirst BlueCross BlueShield
- UnitedHealthcare
- Cigna
- Aetna
- Humana
- MultiPlan
- First Health
PPOs typically have higher premiums than HMOs but offer more freedom of choice for healthcare providers and services.
Point-of-Service (POS) Plans
POS plans combine aspects of HMOs and PPOs, offering a balance of affordability and flexibility. POS plans accepted at Mary University Hospital include:
- CareFirst BlueCross BlueShield
- UnitedHealthcare
- Cigna
POS plans typically have premiums that fall between those of HMOs and PPOs and provide members with more flexibility than HMOs while still ensuring coverage for in-network services.
Exclusive Provider Organizations (EPOs)
EPOs are similar to HMOs, but they typically have a narrower network of providers and may offer lower premiums. EPOs accepted at Mary University Hospital include:
- CareFirst BlueCross BlueShield
- UnitedHealthcare
- Cigna
EPOs can be a cost-effective option for individuals who are generally healthy and prefer to stay within a network of providers.
Traditional Indemnity Plans
Traditional Indemnity Plans offer the most flexibility in accessing healthcare providers and services. Indemnity plans accepted at Mary University Hospital include:
- Aetna
- Cigna
- Humana
Indemnity plans typically have higher premiums than other types of insurance plans but allow members to seek care from any qualified provider.
Medicare and Medicaid
Mary University Hospital accepts both Medicare and Medicaid to ensure that all patients have access to necessary healthcare services. Medicare is a federal health insurance program for individuals age 65 and older, while Medicaid is a state-administered program for low-income individuals and families.
Workers’ Compensation
Mary University Hospital accepts workers’ compensation insurance to cover medical expenses and rehabilitation costs for individuals who have sustained work-related injuries or illnesses.
Tricare
Mary University Hospital accepts Tricare, a healthcare program for active and retired military personnel and their families.
Other Insurance Options
In addition to the insurance plans listed above, Mary University Hospital may accept other insurance options based on individual circumstances and contracts. It is recommended to contact the hospital’s billing department for further information.
Accepted Insurance Providers
Mary University Hospital in Laurel, Maryland, accepts a wide range of insurance plans to ensure accessible and affordable healthcare for all patients. The hospital works with both national and local carriers to provide comprehensive coverage options.
Health Savings Accounts (HSAs)
An HSA is a tax-advantaged savings account specifically designed to cover qualified medical expenses. Contributions to an HSA are made pre-tax, reducing your current income tax liability. Withdrawals for eligible medical expenses are also tax-free.
Benefits of HSAs:
- Tax Savings: Reduce your income tax liability by contributing pre-tax dollars to an HSA.
- Tax-Free Growth: Earnings on HSA investments grow tax-free.
- Tax-Free Withdrawals: Withdrawals for qualified medical expenses are not subject to income tax.
- Carryover Balances: Unused HSA funds roll over from year to year, allowing you to accumulate savings for future healthcare needs.
- Invest for Growth: HSAs allow you to invest your savings in a variety of investment options, such as stocks, bonds, and mutual funds.
- Portability: HSAs are portable, meaning you can keep your account even if you change employers or insurance providers.
Eligibility for HSAs:
To be eligible for an HSA, you must meet the following requirements:
- High-Deductible Health Plan (HDHP): You must be enrolled in an HDHP that meets the minimum deductible limits set by the IRS.
- No Other Health Coverage: You cannot have any other health insurance coverage, except for certain limited exceptions.
Qualified Medical Expenses:
HSAs can be used to cover a wide range of qualified medical expenses, including:
- Doctor visits
- Prescription drugs
- Hospital stays
- Dental and vision care
- Over-the-counter medications
- Medical equipment
- Transportation to medical appointments
Contribution Limits:
The IRS sets annual contribution limits for HSAs. The limits vary based on your coverage status and are adjusted each year.
HSA Contribution Limits for 2023
| Coverage Status | Contribution Limit |
|---|---|
| Self-Only Coverage | $3,850 |
| Family Coverage | $7,750 |
Additional Information about HSAs
- Employer Contributions: Employers can make contributions to employee HSAs, which are not subject to income tax or payroll taxes.
- Investment Options: HSAs typically offer a range of investment options, including cash, stocks, bonds, and mutual funds.
- Fees: Some HSA providers may charge account maintenance fees or investment management fees. It is important to compare fees between providers before opening an account.
- Withdrawals for Non-Medical Expenses: Withdrawals for non-medical expenses are subject to income tax and may be subject to an additional 20% penalty.
Insurance Accepted
Mary University Hospital in Laurel, MD accepts a wide range of insurance plans, including:
- Aetna
- Blue Cross Blue Shield
- CareFirst BlueCross BlueShield
- Cigna
- Humana
- Medicaid
- Medicare
- Tricare
- UnitedHealthcare
For the most up-to-date information on accepted insurance plans, please contact the hospital’s billing department at [phone number].
Uninsured Patients Financial Assistance
Mary University Hospital offers financial assistance to uninsured patients who meet certain eligibility criteria. To apply for financial assistance, patients must complete an application and provide proof of income and assets. The hospital’s financial assistance program may cover a portion or all of the cost of medical care, depending on the patient’s income and assets.
Eligibility Criteria
To be eligible for financial assistance, patients must meet the following criteria:
- Be a U.S. citizen or legal resident
- Have an income at or below 200% of the federal poverty level
- Have assets at or below $50,000
Patients who meet these criteria may be eligible for financial assistance regardless of their age, race, ethnicity, or gender.
How to Apply
To apply for financial assistance, patients can complete an application online or in person at the hospital’s Patient Financial Services office. The application requires patients to provide the following information:
- Personal information, such as name, address, and date of birth
- Income information, such as pay stubs or tax returns
- Asset information, such as bank statements or property deeds
Patients may also be asked to provide additional documentation, such as proof of health insurance or a letter from their employer.
Application Process
Once an application is submitted, it will be reviewed by a financial counselor. The financial counselor will determine the patient’s eligibility for financial assistance and the amount of assistance that the patient will receive. The financial counselor will also work with the patient to create a payment plan that is affordable for the patient.
Benefits of Financial Assistance
Financial assistance can help uninsured patients access the medical care they need without worrying about the cost. Financial assistance can cover a variety of medical expenses, including:
- Hospital stays
- Doctor visits
- Prescription drugs
- Medical equipment
- Transportation to and from medical appointments
Financial assistance can also help patients avoid debt and improve their overall health and well-being.
Additional Information
For more information about Mary University Hospital’s financial assistance program, please contact the Patient Financial Services office at [phone number].
| Income Level | Financial Assistance Coverage |
|---|---|
| 0-100% of FPL | 100% of medical expenses |
| 101-150% of FPL | 50% of medical expenses |
| 151-200% of FPL | 25% of medical expenses |
Insurance Verification Process
Ensuring that your insurance is accepted by Mary University Hospital in Laurel, MD, is an essential step to ensure that your medical expenses are covered. The hospital accepts various insurance plans to provide accessible and convenient care to its patients. Here’s a step-by-step guide on how to verify your insurance coverage before receiving treatment:
1. Contact Your Insurance Provider
Start by contacting your insurance company to confirm your coverage and obtain a member ID card. Inquire about your plan benefits, including the coverage for specific services, deductibles, and co-pays.
2. Visit the Hospital Website
Visit the Mary University Hospital website and navigate to the “Insurance & Billing” section. You’ll find a comprehensive list of accepted insurance plans. Search for your insurance provider to verify if they are in-network with the hospital.
3. Call the Hospital’s Insurance Verification Department
If you’re unsure about your coverage status, contact the hospital’s insurance verification department directly. They can help you verify your insurance information and provide any necessary assistance.
4. Bring Your Insurance Card
When you visit the hospital for an appointment or procedure, make sure to bring your insurance card. The hospital staff will need to verify your coverage and collect relevant information for billing purposes.
5. Provide Accurate Information
Provide the hospital with accurate insurance information, including your member ID, group number, and any other relevant details. This will help ensure that your claim is processed correctly.
6. Check for Pre-Authorization Requirements
Some insurance plans require pre-authorization for certain procedures or services. Contact your insurance company or the hospital to determine if pre-authorization is needed for your treatment.
7. Understand Your Coverage
Familiarize yourself with your insurance plan’s coverage details, including exclusions, limitations, and deductibles. This will help you have realistic expectations about your financial responsibilities.
8. Inquire about Payment Arrangements
If you have any concerns about your ability to pay for services, do not hesitate to discuss payment arrangements with the hospital’s billing department. They may offer flexible payment plans or financial assistance programs to help you manage your medical expenses.
9. Maintain Accurate Records
Keep a record of all communication with your insurance provider and the hospital regarding insurance coverage. This documentation will be helpful if you encounter any billing issues or discrepancies.
10. Stay Informed
Insurance coverage can change over time. Regularly review your plan details and contact your insurance company or the hospital if you have any questions or concerns. Staying informed will help you avoid any surprises when it comes to billing.
Emergency Services Coverage
Mary University Hospital in Laurel, Maryland, provides comprehensive emergency services to patients of all ages. The hospital’s emergency department is staffed by a team of experienced physicians, nurses, and other healthcare professionals who are available 24/7 to treat a wide range of medical emergencies, including:
- Heart attacks
- Strokes
- Traumatic injuries
- Bleeding
- Burns
- Infections
- Poisoning
Mary University Hospital accepts most major insurance plans, including:
Aetna
Blue Cross Blue Shield
Cigna
Humana
Medicare
Medicaid
UnitedHealthcare
Emergency Services Costs
The cost of emergency services at Mary University Hospital will vary depending on the severity of the injury or illness, the type of treatment required, and the patient’s insurance coverage. In general, emergency services are more expensive than other types of medical care because they require immediate attention and often involve the use of specialized equipment and personnel.
The average cost of an emergency room visit in the United States is around $1,300. However, the cost can be much higher for patients who require hospitalization or surgery. Patients who do not have health insurance may be responsible for the full cost of their emergency care, which can be a significant financial burden.
What to Do If You Need Emergency Services
If you or someone you know is experiencing a medical emergency, call 911 immediately. The 911 operator will dispatch an ambulance to your location. The ambulance will take you to the nearest hospital that is equipped to treat your condition. Once you arrive at the hospital, you will be seen by a doctor or nurse who will assess your condition and determine the best course of treatment.
If you have health insurance, be sure to bring your insurance card with you when you go to the hospital. This will help the hospital to verify your coverage and process your claim.
Financial Assistance for Emergency Services
If you do not have health insurance or if your insurance does not cover the cost of your emergency care, you may be eligible for financial assistance. Mary University Hospital offers a variety of financial assistance programs to help patients with the cost of their medical care. These programs include:
- Charity care: This program provides free or low-cost medical care to patients who meet certain income and asset requirements.
- Sliding scale discounts: This program offers discounts on medical care based on the patient’s income and family size.
- Payment plans: This program allows patients to spread out the cost of their medical care over a period of time.
To apply for financial assistance, please contact the Mary University Hospital financial assistance office. The office can be reached by phone at (301) 577-1111.
The following table provides a summary of financial assistance programs available at Mary University Hospital:
| Program | Eligibility | Benefits |
|---|---|---|
| Charity care | Patients who meet certain income and asset requirements | Free or low-cost medical care |
| Sliding scale discounts | Patients with low incomes and large families | Discounts on medical care based on income and family size |
| Payment plans | Patients who cannot afford to pay for their medical care in full | Allows patients to spread out the cost of their medical care over a period of time |
Insurance Coverage for Specialty Care
Mary University Hospital in Laurel, Maryland, accepts a wide range of insurance plans for both inpatient and outpatient services. The hospital has contracts with most major insurance companies, including:
- Aetna
- Blue Cross Blue Shield
- Cigna
- Humana
- Kaiser Permanente
- Medicare
- Medicaid
- UnitedHealthcare
In addition to these major carriers, Mary University Hospital also accepts many smaller and regional insurance plans. To find out if your specific plan is accepted, you can call the hospital’s billing department at (301) 507-2000.
Specialty Care Services
Mary University Hospital offers a wide range of specialty care services, including:
- Cardiology
- Cancer care
- Gastroenterology
- Neurology
- Orthopedics
- Pulmonary medicine
- Urology
- Women’s health
Each of these specialty care services is staffed by a team of highly trained and experienced physicians, nurses, and other healthcare professionals. The hospital also has state-of-the-art equipment and facilities to provide patients with the best possible care.
Insurance Coverage for Specialty Care Services
Most insurance plans cover the cost of specialty care services, but there may be some limitations or restrictions. For example, some plans may require you to get a referral from your primary care physician before you can see a specialist. Others may have a limit on the number of visits you can make to a specialist each year.
It is important to check with your insurance company to find out what your specific coverage is for specialty care services. You can also call the billing department at Mary University Hospital to get more information about the hospital’s insurance policies.
Medicare and Medicaid Coverage
Medicare and Medicaid are government-sponsored health insurance programs that cover the cost of medical care for millions of Americans. Medicare is available to people who are 65 years of age or older, or who have certain disabilities. Medicaid is available to people with low incomes.
Both Medicare and Medicaid cover the cost of specialty care services, but there may be some limitations or restrictions. For example, Medicare may require you to pay a deductible before your coverage begins. Medicaid may have a limit on the number of visits you can make to a specialist each year.
It is important to check with your Medicare or Medicaid plan to find out what your specific coverage is for specialty care services. You can also call the billing department at Mary University Hospital to get more information about the hospital’s insurance policies.
Out-of-Network Coverage
If you have an out-of-network insurance plan, you may still be able to get coverage for specialty care services at Mary University Hospital. However, you may have to pay a higher deductible and coinsurance costs. You may also have to pay the full cost of your care upfront and then file a claim with your insurance company for reimbursement.
It is important to check with your insurance company to find out what your specific coverage is for out-of-network care. You can also call the billing department at Mary University Hospital to get more information about the hospital’s insurance policies.
Uninsured Patients
If you are uninsured, you may still be able to get care at Mary University Hospital. The hospital offers a financial assistance program that can help you pay for the cost of your care.
To qualify for the financial assistance program, you must meet certain income and asset requirements. You will also need to provide proof of your income and assets.
If you are approved for the financial assistance program, you may be able to get a discount on the cost of your care. You may also be able to get free or low-cost health insurance.
For more information about the financial assistance program, please call the billing department at Mary University Hospital at (301) 507-2000.
| Insurance Plan | Coverage |
|---|---|
| Medicare | Covers the cost of specialty care services, but there may be some limitations or restrictions. |
| Medicaid | Covers the cost of specialty care services, but there may be some limitations or restrictions. |
| Out-of-Network Plans | May still be able to get coverage for specialty care services, but may have to pay a higher deductible and coinsurance costs. |
| Uninsured Patients | May be able to get care through the hospital’s financial assistance program. |
Insurance Coverage for Preventive Care
Mary University Hospital in Laurel, MD, participates in a wide range of insurance plans to ensure that our patients have access to affordable and comprehensive healthcare. Our hospital accepts most major insurance companies, including:
- Aetna
- Blue Cross Blue Shield
- Cigna
- HealthPartners
- Kaiser Permanente
- Medicaid
- Medicare
- UnitedHealthcare
Preventive Care Coverage
Preventive care services are essential for maintaining good health and preventing future illnesses. Many insurance plans cover these services, either partially or fully. Some of the preventive care services covered by most insurance plans include:
- Annual physical exams
- Well-child checkups
- Cancer screenings (e.g., mammograms, colonoscopies)
- Immunizations
- Nutritional counseling
- Tobacco cessation programs
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs)
HSAs and FSAs are tax-advantaged savings accounts that can be used to pay for qualified medical expenses, including preventive care services. HSAs are available to individuals with high-deductible health plans (HDHPs), while FSAs are available to individuals with any type of health insurance plan.
Coverage for Specific Preventive Services
Insurance coverage for preventive care varies depending on the type of service and the specific insurance plan. The following table provides a summary of coverage for some common preventive services:
| Service | Aetna | BCBS | Cigna | HealthPartners | Kaiser Permanente | Medicaid | Medicare | UnitedHealthcare |
|---|---|---|---|---|---|---|---|---|
| Annual physical exam | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered |
| Well-child checkup | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered |
| Mammogram | Covered for women over 40 | Covered for women over 40 | Covered for women over 40 | Covered for women over 40 | Covered for women over 40 | Covered for women over 40 | Covered for women over 40 | Covered for women over 40 |
| Colonoscopy | Covered for people over 50 | Covered for people over 50 | Covered for people over 50 | Covered for people over 50 | Covered for people over 50 | Covered for people over 50 | Covered for people over 50 | Covered for people over 50 |
| Immunizations | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered |
| Nutritional counseling | Covered with a referral | Covered with a referral | Covered with a referral | Covered with a referral | Covered with a referral | Covered with a referral | Covered with a referral | Covered with a referral |
| Tobacco cessation programs | Covered | Covered | Covered | Covered | Covered | Covered | Covered | Covered |
Insurance Coverage Verification
It is important to verify your insurance coverage before receiving any preventive care services. You can contact your insurance company directly or visit their website to check your coverage. You should also bring your insurance card to your appointment so that the billing department can process your claim.
Payment Options
If you do not have insurance or your insurance does not cover certain preventive care services, you may be able to pay for these services out-of-pocket. Mary University Hospital offers a variety of payment options to make it easier for patients to access the care they need. You can pay for your services with cash, check, credit card, or debit card. You can also set up a payment plan with the billing department.
Additional Resources
For more information about insurance coverage for preventive care, please visit the following resources:
- Healthcare.gov: Preventive Care Benefits
- Centers for Medicare & Medicaid Services: Medicare Preventive Services
- National Association of Insurance Commissioners: Health Benefits
Mary University Hospital in Laurel, MD: Accepted Insurance
Insurance Coverage for Wellness Programs
Wellness programs, such as health screenings, vaccinations, and lifestyle management programs, are an important part of preventive healthcare. Many insurance plans cover the cost of wellness programs, so it’s essential to check with your insurance provider to see what services are covered.
What Services Are Covered?
The specific services covered under wellness programs vary depending on the insurance plan. However, some common services that are typically covered include:
- Health screenings, such as blood pressure checks, cholesterol checks, and cancer screenings
- Vaccinations
- Lifestyle management programs, such as smoking cessation programs, weight loss programs, and stress management programs
How to Find Out If Your Plan Covers Wellness Programs
To find out if your insurance plan covers wellness programs, you can:
- Check your insurance policy
- Contact your insurance provider
- Visit the insurance provider’s website
How to Access Covered Wellness Programs
Once you’ve confirmed that your insurance plan covers wellness programs, you can access these programs by:
- Contacting your doctor or other healthcare provider
- Visiting the insurance provider’s website
- Using a mobile app
Other Insurance Information
In addition to wellness programs, Mary University Hospital in Laurel, MD also accepts a wide range of other insurance plans. These plans include:
| Insurance Plan | Accepted |
|---|---|
| Medicare | Yes |
| Medicaid | Yes |
| Blue Cross Blue Shield of Maryland | Yes |
| CareFirst BlueCross BlueShield | Yes |
| Cigna | Yes |
| UnitedHealthcare | Yes |
| Aetna | Yes |
| Humana | Yes |
| Kaiser Permanente | Yes |
| Tricare | Yes |
| Veterans Affairs (VA) | Yes |
If you have any questions about your insurance coverage, please contact your insurance provider or Mary University Hospital in Laurel, MD at (301) 317-9000.
Mary University Hospital in Laurel MD: Insurance Accepted
Mary University Hospital accepts a wide range of insurance plans, including:
* Blue Cross Blue Shield of Maryland
* CareFirst BlueCross BlueShield
* Cigna
* Humana
* Kaiser Permanente
* Medicare
* Medicaid
* UnitedHealthcare
To verify if your specific insurance plan is accepted, please contact Mary University Hospital’s billing department at (301) 634-4000 or visit their website at www.maryuniversityhospitallaurel.org.
People Also Ask About Mary University Hospital in Laurel MD Insurance Accepted
How do I find out if my insurance is accepted by Mary University Hospital?
You can contact Mary University Hospital’s billing department at (301) 634-4000 or visit their website at www.maryuniversityhospitallaurel.org.
What types of insurance does Mary University Hospital accept?
Mary University Hospital accepts a wide range of insurance plans, including Blue Cross Blue Shield, CareFirst BlueCross BlueShield, Cigna, Humana, Kaiser Permanente, Medicare, Medicaid, and UnitedHealthcare.
Can I get financial assistance from Mary University Hospital if I am uninsured?
Yes, Mary University Hospital offers financial assistance to patients who are uninsured or underinsured. You may qualify for a discount on your hospital bill based on your income and family size.